IDENTITY THEFT COVERAGE

DON'T SUFFER FROM AN IDENTITY CRISIS. GET PEACE OF MIND WITH OUR FRAUD PROTECTION.

You're exposed, and the scary part is, you might not even know it. To help our members fight the perils of identity theft, we've contracted with Identity Fraud, Inc., to provide Identity Protection*. That means your accounts are safe, and your Social Security number is even safer. At CommunityAmerica, we're a little like bodyguards - only without the tight black t-shirts.

As a CommunityAmerican, you have two options:

NO-COST Identity Theft Coverage** with a $0 deductible - For CommunityAmerica Checking
Accounts (for primary account holder, their spouse or domestic partner, who is listed as joint owner
on their checking account).

Purchased Coverage - All eligible members of the Credit Union and their spouse or domestic partner,
     age 18 or over, can buy additional identity protection that includes enhanced victim assistance, credit
     bureau monitoring and reports, and insurance up to $25,000. You may also add protection for
     immediate and extended family, obtain discounts on prevention tools, and more.

For questions, to
purchase protection, or to learn more, please contact Identity Fraud, Inc., at 866.4ID.FRAUD
(866.443.3728) or online at identityfraud.com/cacu.

*Qualified checking accounts must be open and in good standing (not in arrears - no negative balance) with the credit union prior to claim. Negative balance stipulation will be waived only if due to fraudulent activity, not account negligence. Identity Theft coverage is as follows: Free Checking - $5,000, Interest and Premier Checking - $10,000 annual aggregate limit. Turning Point and Business Accounts not eligible.
**For exact coverages, exclusions and limitations, review specific product and program agreements.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.