LIFE INSURANCE
YOUR LEGACY IS OUR LEGACY.
There are lots of reasons people own life insurance — marriage, parenthood,
home ownership, business
ownership and retirement are just a few. But no matter
what your reason, we have a product
that’s
right
for you.
Permanent Life Insurance
There’s a lot to be said for planning, and in these uncertain times, you can never
be too careful — especially if, like so many of us, you have a spouse, children
or other loved one that’s dependent on your income. That’s why life insurance is
a no-brainer. And since Permanent Life Insurance never expires as long as premiums
are paid, you can be 100% certain that your family will get the benefits they need.
And don’t forget — Permanent Life plans from CommunityAmerica may accrue value
that you can withdraw or even use to increase the benefits your family will receive.
So in short — pay off debts without putting more stress on the family. Replace
funds lost in troubled financial markets. Create funds for distribution to charities.
Fully fund college savings and retirement plans. All with one permanent plan at
CommunityAmerica.
With a life insurance plan, you can lighten the load on your loved ones, equalize
their inheritances, meet their immediate financial needs, and make up for any loss
of income that may occur. That’s a plan that we can all stand behind.
Term Life Insurance
Life insurance can be confusing. At CommunityAmerica, we’re here to lend a hand.
Term Life Insurance is life insurance that provides coverage with guaranteed level
premiums of 10, 20 or 30 years, and is the most inexpensive way to purchase a substantial
death benefit. Term insurance policies guarantee coverage at fixed premiums for
a specified term.
Term Life Insurance may be right for younger people with new family members and
homes to protect and few financial responsibilities. It can also serve as a short-term,
stopgap means of pure protection. Later, as life changes occur, the term policy
may be converted to permanent insurance. No matter what happens, we’ve got it covered.
How Long Do You Need Life Insurance Coverage?
If there are individuals who depend on you financially, you need life insurance.
Older couples may also need life insurance to protect a surviving spouse and for
estate planning tax issues.
Most would say they need the security of life insurance for their entire lives.
Life insurance can help pay off a mortgage, fund a college education, take care
of final expenses, offset the loss of the insured’s income and allow a family to
continue its standard of living. Both term and permanent life insurance can provide
benefits, but which one is best suited to you?
Talk with CFS* Senior Insurance Specialist
Mitch Mathy by calling
866.549.3843, ext. 4265, to get a
no-obligation quote today, or email him at
mmathy@cacu.com.
*Insurance products and services offered through CUSO
Financial Services, Inc. (CFS) are Not NCUA/NCUSIF Insured, Not credit union guaranteed
and May lose value. CommunityAmerica Credit Union is affiliated with CFS. Representatives
are employees of CommunityAmerica Credit Union and licensed through CFS. (Member
FINRA/SIPC)CommunityAmerica Credit Union knows you have dozens
of choices on where to put your money. There are banks on every corner, each with
a reason why you should deposit your money with them. But can any of them offer
you ownership? At CommunityAmerica, membership means ownership. JOIN IN to see what
membership can mean for you.